From: Competition and microfinance institutions’ performance: evidence from India
Variable | Obs | Mean | Std. Dev. | Min | Max |
---|---|---|---|---|---|
Dependent variables | |||||
Return on Asset (ROA) | 828 | 0.000842 | 0.125458 | −2.3432 | 0.5627 |
Operational Self-Sufficency (OSS) | 920 | 1.108934 | 0.397338 | −0.6836 | 6.1197 |
Independent variables | |||||
Average Loan size (ALS) | 950 | 286.1426 | 3810.386 | 0.050209 | 117,488.5 |
Gross Loan Prtofolio (GLP) in $ (USD) | 989 | 3.68E+ 07 | 1.16E+ 08 | 60 | 1.53E+ 09 |
Total Cost (TC) in $ (USD) | 826 | 8,524,235 | 2.38E+ 07 | 0.0595 | 2.24E+ 08 |
Log of Total Cost (lnTC) | 826 | 14.08078 | 2.137252 | −2.82178 | 19.22688 |
No Of Active Borrower (NAB) | 951 | 234,832.8 | 682,991.9 | 6 | 6,523,113 |
Log (NAB) lnNAB | 951 | 10.4852 | 1.995558 | 1.791759 | 15.69086 |
Average Loan portfolio to GNI (Depth) | 950 | 0.289806 | 4.703837 | 0.000062 | 145.0475 |
Financial Expense to Liability (FEL) | 813 | 0.128139 | 0.659352 | 0.000301 | 18.8517 |
Administrative Expense to Asset (AEA) | 755 | 0.045536 | 0.04787 | 0.0009 | 0.6866 |
Personnel Expense to Asset (PEA) | 754 | 0.062621 | 0.04388 | 0.0006 | 0.4688 |
Control Variables | |||||
Log of Total Asset (MFI_size) | 971 | 15.49639 | 2.100206 | 4.779123 | 20.83353 |
Equity to Total Asset (Risk Level) | 966 | 0.242958 | 0.609972 | −1.09249 | 17.75329 |