Skip to main content

Table 3 Summary statistics of variables used in the analysis

From: Competition and microfinance institutions’ performance: evidence from India

Variable

Obs

Mean

Std. Dev.

Min

Max

Dependent variables

 Return on Asset (ROA)

828

0.000842

0.125458

−2.3432

0.5627

 Operational Self-Sufficency (OSS)

920

1.108934

0.397338

−0.6836

6.1197

Independent variables

 Average Loan size (ALS)

950

286.1426

3810.386

0.050209

117,488.5

 Gross Loan Prtofolio (GLP) in $ (USD)

989

3.68E+ 07

1.16E+ 08

60

1.53E+ 09

 Total Cost (TC) in $ (USD)

826

8,524,235

2.38E+ 07

0.0595

2.24E+ 08

 Log of Total Cost (lnTC)

826

14.08078

2.137252

−2.82178

19.22688

 No Of Active Borrower (NAB)

951

234,832.8

682,991.9

6

6,523,113

 Log (NAB) lnNAB

951

10.4852

1.995558

1.791759

15.69086

 Average Loan portfolio to GNI (Depth)

950

0.289806

4.703837

0.000062

145.0475

 Financial Expense to Liability (FEL)

813

0.128139

0.659352

0.000301

18.8517

 Administrative Expense to Asset (AEA)

755

0.045536

0.04787

0.0009

0.6866

 Personnel Expense to Asset (PEA)

754

0.062621

0.04388

0.0006

0.4688

Control Variables

 Log of Total Asset (MFI_size)

971

15.49639

2.100206

4.779123

20.83353

 Equity to Total Asset (Risk Level)

966

0.242958

0.609972

−1.09249

17.75329